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Free online tools,in one private place.

59 calculators and converters that open instantly and run entirely on your own device.

59 tools · 189 in-depth guides · 0 files uploaded, ever

⭐ Most used

Start here — no clicking required

The four tools people open most. Change a number and the answer updates right here — open the full tool when you need the detail.

Monthly payment, total interest, and the full payoff schedule.

Per month$500.95
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Bill a client and save a clean PDF — no sign-up, no watermark.

Subtotal$750.00
Invoice total$900.00
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Turn a link, WiFi login, or phone number into a QR code.

Type something to see the code
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Compare petrol, diesel, CNG, and EV running costs.

This trip$30.94
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All 40 everyday tools, grouped by what you need

Every one runs entirely in your browser, opens instantly, and asks for nothing — no email, no upload, no watermark.

Money & Finance

26 tools

Work out what you earn, owe, and pay — before you sign anything.

Salary Calculator

Convert your pay between hourly, weekly, bi-weekly, semi-monthly, monthly, and annual — and see your estimated take-home pay after income tax and social contributions. Country presets for the US, UK, Canada, Australia, and India with current tax rules. 100% private.

Loan Calculator

Calculate the monthly payment, total interest, total cost, and full amortization schedule for any personal or auto loan. See how an extra monthly payment cuts interest and payoff time. Multi-currency (USD, GBP, EUR, CAD, AUD, INR).

Loan Comparison

Compare two or three loan offers side by side and rank them by what they really cost — total interest plus every fee — with an effective APR that accounts for fees. Multi-currency, 100% private.

Mortgage Calculator

Estimate your monthly mortgage payment with a full PITI breakdown — principal, interest, property tax, insurance, PMI, and HOA. See total interest, payoff date, an amortization schedule, and how extra principal payments save. 100% browser-based.

Retirement Calculator

Project your retirement pot and the income it could support, shown in today's money so the number actually means something. Set your own return and inflation assumptions and watch how much the answer moves.

Emergency Fund

List your bank balances and monthly expenses to see how many months you are covered for, how far you are from a 3- or 6-month fund, and what to save each month to get there. Your figures stay on your device and are remembered for next time.

Freelance Rate

Work out the hourly and day rate you need to charge to reach a target take-home income, once holidays, sick days, unbillable admin time, business overheads and a tax set-aside are accounted for. Shows where every hour of your rate actually goes.

Break-Even

Work out how many units you must sell before a product turns a profit, with itemised fixed costs, contribution margin, margin of safety and a target-profit mode. A sensitivity table shows what happens to break-even when price or unit cost moves.

Margin & Markup

Calculate margin, markup and selling price from any two of cost, price and percentage, with both figures always shown side by side so the two are never confused. Adds marketplace fees and overheads to give the net margin, and blends several products into a weighted overall margin.

Budget Planner

Split your take-home pay across needs, wants and savings using the 50/30/20 guideline or your own percentages, then enter what you actually spend and see where the plan and reality part company. Saved on your device for next time.

Car Affordability

Turn a monthly budget into the car price you can actually afford, counting insurance, fuel, servicing, tax and depreciation rather than the loan payment alone. Works the other way too, from a car price to what it really costs each month.

Savings Goal

Work out what to save each month to hit a target by a date, how long a given monthly amount will take, or what you end up with. Handles a starting balance and optional interest, and flags a plan that would take an unrealistic share of your income.

Credit Card Payoff

See how long a credit card balance takes to clear and what the interest costs, comparing a fixed payment against minimum payments. Handles several cards at once and ranks avalanche against snowball so you can see which order actually costs less.

Sales Tax

Add sales tax to a price or work backwards from a total to the pre-tax amount, with state base rates as a starting point. Handles several items at once, flags tax-exempt lines, and shows the combined state plus local rate you actually pay.

Tip Calculator

Work out the tip and what each person owes, including uneven splits where people ordered different amounts. Round up to a clean number, choose whether the tip goes on the pre-tax or post-tax bill, and see the effective percentage either way.

Rent vs Buy

Work out the year at which buying a home overtakes renting, counting the costs both sides actually incur — including the return the renter earns by investing the deposit they never spent.

Inflation Calculator

See what inflation does to a sum of money: purchasing power over time, what you would need later to match today, and whether your savings rate is actually keeping up in real terms.

Compound Interest

Calculate compound interest and investment growth with optional monthly or annual contributions, any compounding frequency, and multiple currencies. See final balance, total interest, and a year-by-year table.

Fuel Cost Calculator

Compare the real running cost of Petrol, Diesel, CNG, and Electric (EV) for the same driving — broken down by day, week, month, and year. Country presets for the US, UK, Canada, Australia, India, and Germany with editable local prices. Multi-currency, 100% private.

EMI Calculator

Calculate home loan, car loan, or personal loan EMI with full repayment schedule. Add part payments to see interest saved and tenure reduced. 100% browser-based.

Invoice Generator

Create a clean, professional invoice in your browser and save it as a PDF. Line items, tax, discounts, payment terms, and six currencies — no sign-up, no watermark, and nothing is uploaded.

Percentage Calculator

Work out any percentage question: X% of Y, what percent one number is of another, increases and decreases, adding or removing a percentage, and reverse percentages. Shows the formula, not just the answer.

Discount Calculator

Work out sale prices, stacked discounts, and what you actually saved. Shows why 30% off then 20% off is 44% off and not 50%, handles tax, and compares unit prices so you can tell a real deal from a badly-worded one.

Income Tax

Calculate income tax for FY 2025-26 (AY 2026-27). Compare old vs new tax regime instantly. Includes standard deduction, 80C, HRA, and all major deductions for salaried Indians.

GST Calculator

Calculate GST instantly — add GST or extract GST from inclusive amounts. Supports the GST 2.0 slabs (0%, 5%, 18%, 40%) with CGST/SGST/IGST split. Free and Indian-business friendly.

Amount to Words

Convert amounts to words for cheques, invoices, and legal documents. Supports USD, INR, EUR, GBP with Lakhs and Crores.

Everyday & Health

7 tools

Quick answers for dates, ages, health numbers, and time.

Photos, Files & Text

7 tools

Shrink, convert, count, and create — without uploading anything.

📘 Free guide · No sign-up

Want a Loan at a Lower Interest Rate?

Home · Personal · Car · Education · Business · Gold. Our free guide explains what actually sets your rate, how to compare banks & NBFCs on total cost — not the headline number — and how to check any offer with free calculators.

For developers

Writing code instead? 24 developer tools live over here.

JSON, YAML and CSV converters, a regex tester, a diff checker, an in-browser API client, hashes and Base64 — the same privacy rules, nothing uploaded, no sign-up.

JSON FormatterRegex TesterDiff CheckerBase64Hash GeneratorAPI Client+18 more
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Nothing Leaves Your Device

Your salary, your photos, your documents — everything is processed on your own machine. There is no upload step, because there is no server to upload to.

Instant, Every Time

No queues, no "processing…" spinner, no waiting for a download link by email. Results appear as fast as you can type, even on a slow connection.

Explained, Not Just Calculated

Every calculator comes with a plain-English guide, worked examples, and reference tables — so you understand the answer, not just read it.

Why use StringToolsApp?

Most online tools make you pay for the privilege of being interrupted. You search for something simple — how much a job offer is really worth after tax, or how to get a holiday photo under an email attachment limit — and land on a page buried in pop-ups that wants your email address before it will show you an answer. Worse, plenty of them ask you to upload the file first, which means your payslip or passport scan has just been copied onto somebody else’s server.

StringToolsApp works the other way round. Every tool here runs entirely inside your own browser using modern web technology, so the numbers you type and the files you open stay on your device. Nothing is uploaded, nothing is stored, and closing the tab is all it takes to erase it. That is also why the tools are fast: there is no round trip to wait for.

We also think a calculator that only spits out a number is half a tool. Each page pairs the working tool with a genuine guide — how the maths actually works, worked examples, reference tables, and honest notes about what the result does not include. Whether you need a take-home pay calculator, a loan calculator, an image compressor, or PDF tools, the goal is that you leave understanding the answer.

Building something instead? The developer tools section has the JSON, YAML, regex, diff, hashing, and API utilities — same rules, same privacy, no sign-up.