Looking for a Loan at a
Lower Interest Rate?
Tell us what you need — home, personal, auto, education, business, or gold loan — and we'll connect your requirement with regulated banks and NBFC partners who compete for it. One form, multiple options, zero cost to you.
How this works, honestly
We are not a lender. You submit your requirement above; we review it and pass it to regulated banks and NBFCs that match your loan type, amount, and country. They contact you directly with offers — you compare and decide. We never charge you a fee, never ask for documents through this form, and never share your details for anything except finding you loan offers.
Why one percentage point is worth the form
Most borrowers accept the first rate their own bank offers. But lenders price the same borrower differently — and on long loans, small differences compound into serious money. On a ₹50 lakh home loan over 20 years, the difference between 9.5% and 8.5% is roughly ₹7.5 lakh in interest. On a $300,000 mortgage over 30 years, one point saves tens of thousands of dollars.
Verify any offer you receive with our free calculators before signing: the EMI calculator for Indian loans, the mortgage calculator for home loans, or the loan calculator for personal and auto loans. Every offer should survive its own math.
What lenders typically look at, by loan type
| Loan type | Secured? | What matters most to lenders |
|---|---|---|
| Home | Yes (the property) | Income stability, credit score, loan-to-value, existing EMIs |
| Personal | No | Credit score above all; income and employer category |
| Car / Auto | Yes (the vehicle) | Down payment, credit score, new vs used vehicle |
| Education | Varies | Institution and course; co-applicant income; collateral above thresholds |
| Business | Varies | Business vintage, turnover, banking history, GST/ITR records |
| Gold | Yes (the gold) | Purity and weight; fastest approval of all types, minimal credit checks |
Indicative only — each lender applies its own criteria. Secured loans generally carry lower rates than unsecured ones because the lender's risk is lower.
What happens after you submit
1. We review your requirement — a human (not an algorithm) checks the loan type, amount, and country to shortlist institutions that actually serve that profile.
2. Your requirement is shared with matched partners — regulated banks and NBFCs only. We share exactly what you entered above, nothing more.
3. Lenders contact you directly — usually within a few business days, with indicative offers. All verification, documentation, and sanctioning happens directly between you and the lender.
4. You compare and choose — run every offer through our calculators, compare the APR (not just the headline rate — here's why), and pick the best one. Or none: there's no obligation.
Frequently asked questions
Is this service really free?
Yes — completely free for you, always. If a partner institution converts a lead, they may pay us a referral fee; that never changes your rate or terms, and we never charge borrowers anything. Anyone asking you for an upfront "processing fee" on our behalf is a fraudster — report them to us.
Are you a bank or NBFC?
No. StringToolsApp is a referral service. We don't lend, decide approvals, or set rates — we connect your requirement with regulated institutions that do. Your loan agreement is always directly with the lender.
Will submitting this form affect my credit score?
No. This form involves no credit check — it's just your requirement. A credit inquiry happens only later, if you choose to formally apply with a lender that contacts you.
Which countries do you cover?
We accept requirements from India, the US, UK, Canada, Australia, UAE, Singapore and more. Partner coverage is strongest in India today and growing elsewhere — if we can't match your requirement, we'll tell you rather than leave you waiting.
Is my information safe?
Your submission is stored encrypted in our database, readable only by our team, and shared solely with regulated lenders matched to your requirement. We never sell your data, and you can email us anytime to have your request deleted.
What interest rate will I get?
That depends on the lender, your credit profile, income, and the loan type — nobody can promise a rate before assessment, and you should be wary of anyone who does. The "expected rate" field just tells partners what you're hoping for, so mismatched offers get filtered out early.
StringToolsApp (Progragon Technolabs) is a loan referral service, not a lender, and does not guarantee approval, rates, or terms. All loans are subject to the respective institution's credit assessment and applicable regulations. Never pay anyone an upfront fee to obtain a loan.